J1 Exchange Plans

J1 plans designed to meet the U.S. Department of State requirements

Plan

Maple J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 80% In-Network, 60% Out-Network
  • Physician Office Visit Copayment - $0
  • Urgent Care Center Copayment - $0
  • Diagnostic X-ray Services - 80% PA
  • Laboratory Procedures - 80% PA
  • Prescription Drug Benefits - 80% PA
  • Repatriation of Remains - $25,000
  • Medical Evacuation - $50,000
  • A.M. Best rating: A
  • COVID is treated like any other sickness
Plan

Cedar J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 100%
  • Physician Office Visit Copayment - $0
  • Urgent Care Center Copayment - $0
  • Diagnostic X-ray Services - 100% PA
  • Laboratory Procedures - 100% PA
  • Prescription Drug Benefits - 100% PA
  • Repatriation of Remains - $25,000
  • Medical Evacuation - $50,000
  • A.M. Best rating: A
  • COVID is treated like any other sickness
Plan

J1 Premier

$788
$100 deductible
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$65
$100 deductible
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  • Worldwide Coverage (excluding home country)
  • $250,000 per Injury or Sickness
  • Coinsurance: 80% In-Network
  • In-Network Deductible: $500 per Illness or Injury
  • Vaccines and Testing - 100% (EHIM In-Network)
  • Urgent Care - $45 copay
  • Out-of-pocket Maximum - $6,950
  • Prescription Drugs $20/$40/$60 copay
  • Pre-Ex Condition - 6 month waiting period
  • ER $250 Copay (waived if admitted)
  • Diagnostic Services and Laboratory Tests
  • Mental Health Benefits
  • Medical Evacuation & Repatriation

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