We give full refund if your school doesnot accept your PSI insurance

University of Pennsylvania

J1 Exchange Visitor Scholar


Age
Plan

Maple J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 80% In-Network, 60% Out-Network
  • Physician Office Visit Copayment - $0
  • Urgent Care Center Copayment - $0
  • Diagnostic X-ray Services - 80% PA
  • Laboratory Procedures - 80% PA
  • Prescription Drug Benefits - 80% PA
  • Repatriation of Remains - $25,000
  • Medical Evacuation - $50,000
  • A.M. Best rating: A
  • COVID is treated like any other sickness
Plan

Cedar J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 100%
  • Physician Office Visit Copayment - $0
  • Urgent Care Center Copayment - $0
  • Diagnostic X-ray Services - 100% PA
  • Laboratory Procedures - 100% PA
  • Prescription Drug Benefits - 100% PA
  • Repatriation of Remains - $25,000
  • Medical Evacuation - $50,000
  • A.M. Best rating: A
  • COVID is treated like any other sickness
Plan

J1 Premier

$788
$100 deductible
View Brochure
$65
$100 deductible
View Brochure
  • Worldwide Coverage (excluding home country)
  • $250,000 per Injury or Sickness
  • Coinsurance: 80% In-Network
  • In-Network Deductible: $500 per Illness or Injury
  • Vaccines and Testing - 100% (EHIM In-Network)
  • Urgent Care - $45 copay
  • Out-of-pocket Maximum - $6,950
  • Prescription Drugs $20/$40/$60 copay
  • Pre-Ex Condition - 6 month waiting period
  • ER $250 Copay (waived if admitted)
  • Diagnostic Services and Laboratory Tests
  • Mental Health Benefits
  • Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

See what your alumni said...

PSI has diverse options for International Students which are provided by the most trusted insurance companies in USA like Aetna. They have a very strong collaboration with Universities like UPenn which makes it seamlessly easy for students to apply and use the policy. The policies have been specially curated for students and cover most of the benefits which might be necessary for a college going individual. The Customer Service support by PSI is really responsive and have thoroughly helped me in the entire process. They gave me the desired result in the expected time frame. Also, the representatives are very kind and helping. I strongly recommend other International Students (specially if you are coming to Penn) to check out PSI's offerings.

PSI insurance makes an intimidating system more approachable for international students in the USA. I used PSI in my 2019-2020 academic term as it was a good alternative to my university's student health insurance plan. The claim process was straightforward. The team was also very responsive. Due to the pandemic, I planned my return to the USA to be in the middle of the semester. PSI representatives were very helpful in tailoring my insurance coverage dates and my premium amount to match my needs exactly. The team continued to be very responsive throughout: to every query I received a response by the next day (often within the next couple of hours). I would recommend PSI to other international students.

I chose PSI because I think its products strike a good balance between cost and coverages. I like that PSI offers different plans that may suit different needs. I'm particularly happy with its customer service reps - they always answer my questions promptly with patience. I've already recommended PSI to other International Students and will certainly do the same in the future.

As a result of COVID-19, I am entering the US for school at an abnormal time, and so I needed custom coverage dates for insurance. You were clear in giving me instructions for how to enroll for customized dates, and were generally very fast in responding. I had my inquiry and request resolved quickly and promptly, so I am very happy with PSI's customer service. As for PSI's products, I have not yet used insurance from PSI so I cannot give any feedback, but I can attest that the plans are well tailored to the needs of international students and are at an affordable price.

用了快一年了,总体感觉PSI 保险简单、好用,推荐使用。中文客服人员回复很及时,保险使用很简单直接,保险报销方便迅速。

I chose PSI because it provides a product that suits my daughter's needs with a competitive price. I also had great experiences with PSI customer service - my questions were always answered promptly, even over the weekend. This is the second year that I chose PSI and I've already recommended PSI to other parents of international students. Keep up the good work! Thanks.

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