University of Rochester
- UR Insurance Information for F1/J1 International Students
- In your PSI account, click on 'Waiver Instructions' to help you answer all the Online Waiver questions, and opt-out of the School's Plan
- Waiver Deadlines: Fall - 09/15/2025 | Spring - 01/31/2026
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If I purchase health insurance from my university, how much would it cost?
Royal 1500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $8,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Royal 500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $8,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $300 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Ruby Plan
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Treatments
- Preventive Care Services 100% In-Network
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Condition No Limits
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evac & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
从朋友那里了解到的PSI保险，对比了其他很多保险最后选择的这个，服务很好哈，有问题随时都有答复。
