University of Rochester
- UR Insurance Information for F1/J1 International Students
- In your PSI account, click on 'Waiver Instructions' to help you answer all the Online Waiver questions, and opt-out of the School's Plan
- Waiver Deadlines: Fall - 09/15/2024 | Spring - 01/31/2025
- OPT Participants, or those waiting for OPT to start, are eligible Explorer plans >> Click here
- If I purchase health insurance from my university, how much would it cost?
Royal 1500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $8,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Royal 500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $8,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $300 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Ruby Plan
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Treatments
- Preventive Care Services 100% In-Network
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Condition No Limits
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evac & Repatriation
Royal Plus Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 100% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $6,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $300 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
从朋友那里了解到的PSI保险，对比了其他很多保险最后选择的这个，服务很好哈，有问题随时都有答复。