Michigan Technological University
J1 Exchange Visitor Scholar
- MTU Health Insurance Information for International Students & Scholars.
- Once you've enrolled in a PSI Plan, click on 'Waiver Instructions' to help you answer all the Online Waiver questions.
- The plans below are designed to meet the U.S. Department of State requirements for J visas.
- OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans. Click on "HERE".
Age
Jade Plan
- No Lifetime Limits On Benefits
- $500,000 max per Policy Year
- Coinsurance 80% In-Network, 70% Out-Network
- Out-of-Pocket Maximum $5,000 / policy year
- Mental Health & Substance Abuse Treatment
- Prescription Benefit - 80% Usual Charges
- Pre-ex Conditions - covered after 6 months
- $45 Deductible at Student Health Centers
- Medical Evacuation & Repatriation: $100,000
- COVID is treated like any other sickness
Ruby Plan
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Treatments
- Preventive Care Services 100% In-Network
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Condition No Limit
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evac & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
Thank you for your service. PSI has been very economic for me as a student to get a good health insurance policy. It is hassle-free, as it is valid all over USA and abroad too. And the customer support has always been very helpful in case of any doubts and inquiry.