FIU - Plans Accepted For School Requirements
J1 Exchange Visitor Scholar
- FIU Insurance Information for J1 Scholars.
- FIU recommends PSI Health Insurance on this video (see 1:24).
- PSI Sapphire, & Gold Plans meet the requirements, and approved by FIU as an alternative insurance plans.
- OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans. Click "HERE".
Age
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
Gold Plan
- No Lifetime Limits On Benefits
- $2,000,000 per Person per Policy Year
- Coinsurance: 80% In-Network
- Preventive Care, GYN exams, Vaccines
- Prescription Drug Benefit
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Pre-ex Conditions waiting period 6 mos
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.