FIU - Plans Accepted For School Requirements
- FIU Insurance Information for F1 and J1 students
- FIU recommends PSI Health Insurance on this video (see 1:24).
- PSI Cromo Premier, Sapphire, Gold, & Blue Diamond Plans meet the requirements, and approved by FIU as an alternative insurance plans.
- Waiver Deadlines: FALL - 09/15/2024 | SPRING - 02/06/2025 | SUMMER - 06/15/2025
- After your purchase, please allow 2-3 business days for your insurance hold to be removed.
- OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans. Click "HERE".
- For stand-alone Medical Evacuation and Repatriation plan, please click HERE.
Cromo Premier Plan
- Worldwide Coverage (excluding home country)
- $250,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Vaccines and Testing - 100% (SHC & EHIM In-Network)
- Urgent Care - No copay
- Out-of-pocket Maximum - $6,950
- Prescription Drugs $20/$40/$60 copay
- Pre-Ex Condition - 6 month waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Garnet Plan
- No Lifetime Limits On Benefits
- $250,000 per Injury/Illness to an overall $1,000,000
- Coinsurance: 80% In-Network
- Mental Health Coverage
- Preventive Care - 80% In-Network
- Prescription Drugs: 80% of charges
- Pre-Ex Conditions - 6 mos. Waiting Period
- $50 Deductible at Student Health
- $15 Copay at Student Health
- Maternity Benefits
- ER Copay: $300 (waived if admitted)
- Medical Evacuation/Repatriation
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
Gold Plan
- No Lifetime Limits On Benefits
- $2,000,000 per Person per Policy Year
- Coinsurance: 80% In-Network
- Preventive Care, GYN exams, Vaccines
- Prescription Drug Benefit
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Pre-ex Conditions waiting period 6 mos
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
I chose PSI because the web was easy to understand and navigate even though it was the first time I bought an international insurance. The Gold Plan satisfied the university requirements. All the emails are rapidly responded and the company provides kind support. I definitely recommend this company for all international students in the US