Central Michigan University
J1 Exchange Visitor Scholar
- CMU Health Insurance Info for International Students
CMU has new requirements for waiving the school plan. Please double check that your PSI plan will be eligible for a waiver before purchasing.
- OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans. Click "Enroll Now".
- Not an F1 or J1 Student? I'm a J1 Exchange Visitor Scholar
Maple J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 80% In-Network, 60% Out-Network
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 80% PA
- Laboratory Procedures - 80% PA
- Prescription Drug Benefits - 80% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
Cedar J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 100%
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 100% PA
- Laboratory Procedures - 100% PA
- Prescription Drug Benefits - 100% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
J1 Premier
- Worldwide Coverage (excluding home country)
- $250,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- In-Network Deductible: $500 per Illness or Injury
- Vaccines and Testing - 100% (EHIM In-Network)
- Urgent Care - $45 copay
- Out-of-pocket Maximum - $6,950
- Prescription Drugs $20/$40/$60 copay
- Pre-Ex Condition - 6 month waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
See what your alumni said...
I choose PSI because it's the best health insurance among the ones that provide services for international students. When it comes to my status there is very little protection because it's like everyone thinks that every international student will live here only for a few months --- while in many cases international students end up living for years in the United States -- and so they offer coverage that is minimal and inadequate in many cases.. especially when it comes to simple checkups. The prices you guys offer are game changers,, you offer a broad variety and there is something to shop for everyone. I personally don't get sick very often, so I am glad that there is something that can work for me that I don't get to pay crazy amounts, but I still feel safe enough if something major happens. I already recommend PSI to every international student that asks me who to go with.
Mara
I had so much going on in my mind about choosing an insurance policy. Being an international student, I had called several providers with regards to this. I and my friend had several long conversations with the representative at PSI. She was very helpful and walked us through all the policies, explaining to us the benefits and drawbacks of each. I have now enrolled in the Diamond Elite plan of PSI and am happy with my decision. Thank you PSI for simplifying things for me.
Akshata
Currently there are so many insurance providers in the market. Being an international student it is very difficult to choose a policy that is affordable for us. But after talking to representaive at PSI, I feel that PSI provides great plans at affordable prices which made it stand out for me. Thank you so much for helping me out.