Virginia Tech
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
Age
Maple J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 80% In-Network, 60% Out-Network
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 80% PA
- Laboratory Procedures - 80% PA
- Prescription Drug Benefits - 80% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
Cedar J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 100%
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 100% PA
- Laboratory Procedures - 100% PA
- Prescription Drug Benefits - 100% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
J1 Premier
- Worldwide Coverage (excluding home country)
- $500,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- In-Network Deductible: $100 per Illness or Injury
- Vaccines and Testing - 100% (EHIM In-Network)
- Urgent Care - $0 copay
- Out-of-pocket Maximum - $6,950
- Prescription Drugs $20/$40/$60 copay
- Pre-Ex Condition - 6 month waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
You guys provided the quickest and best customer service compared to other insurance companies!
Minh
I’ve never seen a customer service this good for a very very long time. Your website is updated and tellers a student what exactly to do. Your service is just excellent. I chose PSI because last year I was recommended by a friend. I didn’t know much about it but after seeing your service I don’t think I will leave from here.
Nikhil
I would say what makes PSI different from other insurance companies is its Customer Service. I have never seen any of my former insurance company sending me email on Sunday to help me with my issue. And not even mention that, in the week there were multiple of them, just to help me resolve my issue after my school rejected me.